Recently, I’ve seen several cases where the mortgagor is relaxing their heretofore steadfast position against re-structuring mortgages. This is indeed, good news for homeowners trying to keep their home. Some lenders will add arrearages on to the end of the loan, extending your obligation from thirty to thirty one or more years. [...]

A Bond For Deed, more often referred to in other states as a “conditional sale contract”, is the Louisiana process that, if used correctly, may allow someone with credit problems to purchase real estate even when they do not qualify for a mortgage or only qualify for a sub prime mortgage.  It may also allow a debtor risking [...]