By Eugene S. Melchionne, Connecticut Consumer Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Consumer Attorney
Name: Eugene S. Melchionne, Connecticut Consumer Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (16) on May 11, 2008 in Featured, respa, service yield premium, yield spread premium | 0 Comments
When shopping for a mortgage loan, most consumers are concerned with the interest rate of the loan. Within the past five years, interest rates on mortgages have hit historical lows and many home loans have been made. But there is more to a mortgage loan than the interest rate and a careful shopper [...]
By Andy Miofsky, Illinois Consumer Law Attorney
closeAuthor: Andy Miofsky, Illinois Consumer Law Attorney
Name: Andy Miofsky, Illinois Consumer Law Attorney
Email: ndinstl@gmail.com
Site:
About: See Authors Posts (6) on May 11, 2008 in Foreclosure News, mortgage reform | 0 Comments
Lifetime batting average: .266
Home Runs: [...]
By Kent Anderson, Oregon Bankruptcy Attorney
closeAuthor: Kent Anderson, Oregon Bankruptcy Attorney
Name: Kent Anderson
Email: kent@kentandersonlaw.com
Site: http://www.kentandersonlaw.com
About: I was admitted to practice in Oregon in1978 and have practiced in the Oregon Bankruptcy Court since I was admitted to the federal court bar a few months later. I am designated as a Consumer Bankruptcy Specialist by the American Board of Certification, and have completed both the Max Gardner Bankruptcy Litigation Bootcamp and the Peter Barry Fair Debt Collection Practices Act Bootcamp. I am a member of the National Association of Consumer Advocates and have dedicated my practice to consumer advocacy. Mortgage Servicer abuse "correction" through bankruptcy adversary proceedings has become a matter of special interest in recent years. Many years of experience in practice before the Internal Revenue Service and Oregon Department of Revenue has made me a valued referral source for accountants, tax preparers and other attorneys.See Authors Posts (16) on May 11, 2008 in Foreclosure News, mortgage reform | 1 Comment
Workouts for borrowers with defaulted home loans are a reality. Unfortunately, it appears to be the small, specialized sub-prime loan servicers that understand the problem and have figured out how to best solve it. Large lenders have yet to establish procedures for handing defaulted loans quickly and efficiently without resorting to foreclosure.
In an article I [...]