With the start of a new year, it is a good time to verify how much money your mortgage lender paid to the (property) taxing authorities – especially if you are claiming an “Over 65″ and/or “Disabled” homestead exemption in Texas.
Often times I discover a mortgage company pays more taxes to the taxing authorities than [...]

This is part II of this article.  Part I should be reviewed prior to starting here.
If you add a tax lien to the fact that many individuals no longer have equity in their real estate, you will need to ask yourself one simple question:  Why would I lend money to an individual when there is no [...]

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The foreclosure is day after tomorrow:  I have to file Chapter 7 now, the client insisted. Since I knew she didn’t intend to keep the house, I was baffled.  What drove the perceived need to stop the foreclosure?
The client thought that filing bankruptcy first  was an alternative way to transferring title to the house to [...]