Click Here To Receive FREE Email Updates!

Author Archive

BofA Misleads the Public with Its National Homeownership Retention Program »

As an attorney neck-deep in defending foreclosures throughout Florida, I am always cynical when it comes to mortgage industry claims that it is doing anything to fix the problem it created.
In a bit of unapologetic propaganda, Bank of America recently touted that it has “helped” 100,000 homeowners avoid foreclosure through its National Homeownership Retention Program [...]

Parker & DuFresne’s Secret Weapon »

As reported recently in the Jacksonville Business Journal, Florida mortgage delinquencies hit 25%, and as a Jacksonville foreclosure defense lawyer, my firm is keeping up with the caseload by focusing on efficient case management.  As a matter of fact, I would bet our firm boasts a foreclosure defense team matched by only a few firms [...]

Video: Wiping Out a Second Mortgage in Bankruptcy »

Option ARM is the New Subprime »

As a Florida foreclosure defense attorney, I am a little annoyed with media reports that “we seem to be pulling out of this foreclosure crisis” because this month has fewer foreclosures than last month.
Before 2005, only Wall Street knew what a “subprime” mortgage was, but by 2007, Main Street learned about this domestic terrorist plot [...]

What is a VA loan? »

A VA loan is a loan guaranteed by the Veteran’s Administration. In consideration for the lenders’ participation in the profits and guarantees of the government-insured loan program, the lender agrees to provide certain loan servicing functions as described in the VA’s Lender Handbook.
The servicing functions include extending to the borrower all reasonable means of [...]

The frustration of being a foreclosure defense attorney »

Jacksonville foreclosure defense attorney Chip Parker explains the frustration of balancing the desire to practice pro bono with the reality of running a law firm.

Why does my foreclosure complaint say that the plaintiff lost my note? »

Does the plaintiff need an Assignment of Mortgage to foreclose on my home? »

Jacksonville Florida Attorney on the Go, Chip Parker, discusses the legal requirement that the plaintiff in your foreclosure case must have obtained an assignment of your mortgage from the originator of the loan.
Attorney on the Go, Chip Parker, on YouTube

Foreclosures notices are on the rise in Jacksonville, Florida »

As a foreclosure defense attorney headquartered in Jacksonville, Florida, I was not surprised to learn that foreclosure notices in Jacksonville jumped 36% from May to June.  When asked by the local media why this was occurring, I very eloquently said, “I dunno.”
The spike didn’t surprise me because our phones in Jacksonville and Daytona Beach have [...]

The Plaintiff found the note! Now what? »

As a foreclosure defense attorney representing hundreds of homeowners in Florida, I have read literally a thousand foreclosure complaints over the last few years.  Most every one includes a lost note count.  As previously discussed, the reality is that the plaintiff is lying.  It never had the note.
Now, however, the note has been miraculously located [...]

google